How rosy does your
retirement look?

As life expectancy increases through medical advances we will spend a longer and longer time in retirement. It is therefore important that provision is made before retirement to ensure that, once retired, an income sufficient to support your desired lifestyle is available.

We can help you by analysing your existing provision and offering you advice on the best options available to you so that you can achieve the level of income that you would like to have in retirement.

The value of the basic state pension has fallen substantially relative to average earnings since the abolition of the link to NAE (National Average Earnings) in 1980. The government has stated the intention to restore this link in the near future although no set date has yet been announced. Despite any such restoration, it is unlikely that the state pension will provide you with an adequate standard of living by itself.